By using Kerry Ryan & Associates Ltd website, you acknowledge that you have read and understood the terms and conditions and agree to be bound by them.

Kerry Ryan & Associates Ltd 2004 - all rights reserved Terms of Use

1. Kerry Ryan & Associates Ltd and its related bodies corporate and their respective directors, officers, employees and agents do not warrant the accuracy of any information contained on this website and except for any liability which cannot be excluded, Kerry Ryan & Associates Ltd disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person's dealing with Kerry Ryan & Associates Ltd or by use of the information on this website whether that loss or damage is caused by any fault or negligence on the part of Kerry Ryan & Associates Ltd or otherwise.
   
   
2. Kerry Ryan & Associates Ltd does not warrant the accuracy, reliability or completeness of any advice, statements and opinions contained on this website, or on any linked site. Reliance on any such advice, statements and opinions is at the user's own risk.
   
3. The information on this website contains general advise only, which is not intended for any particular user. In preparing the information on this website, Kerry Ryan & Associates Ltd has not taken into account any particular user's objectives, situation, or particular needs. Accordingly, before acting on any advise or information contained in this website, users should contact their own adviser to consider whether the advice or information is appropriate in light of that user's particular need.
   
   
4. All and any intellectual property rights (including without limitation copyright, trade mark rights and patent rights) in the information on this website remain the property of Kerry Ryan & Associates Ltd.
   
   
5. Users of this website may download or copy reasonable amounts of the information on it for personal use but unless Kerry Ryan & Associates Ltd expressly agrees otherwise, users shall not copy, save or archive significant portions of the information on this website without the prior written consent of Kerry Ryan & Associates Ltd . Users shall not, in any event, modify the information on this website or create any derivative works without the prior written consent of Kerry Ryan & Associates Ltd.